If you have ever been in a car accident or a slip-and-fall accident, you know people act in bad faith. Negligent drivers and business owners lie and act in bad faith all the time. Indeed, it is one of the reasons dashboard cameras have become so common is because of how often negligent drivers act in bad faith or lie about what happened. They always blame the victim, but a dashboard camera, usually, stops that bad faith. Though, after resolving that bad faith, you may find that negligent driver’s Newport, Kentucky, insurance acting in bad faith too.
How can an insurance company act in bad faith?
Insurance companies can act in bad faith if they lie about their coverages and limitations. They also act in bad faith if they attempt to renege on obligations, deny legitimate or just unreasonably delay processing claims.
For those seeking damages, the most common way is to unreasonably delay processing claims, deny claims without a reasonable basis, not justify claim amounts or not using counter evidence to their adjuster’s findings. They cannot just act unilaterally of their own accord.
Can I offer my own evidence?
Absolutely. The adjuster must have a reasonable basis for their estimation, and they must explain it. Then, you can counter that information with quotes or other evidence. The insurance company must take that information into account as well, and whatever their reported claim amount, it must be justified. If they are not justified, they have acted in bad faith. Though, even if they have not acted in bad faith, you can always fight them in a personal injury lawsuit.